What Nkasi does for you
One place for the whole bill journey.
Most tools solve one piece. Nkasi brings every step together — free, private, and built for patients.
Cost estimates before you go
See low / typical / high price ranges for the care you need — so there are no surprises.
AI Bill Decoder
Upload any medical bill or EOB and get a plain-English breakdown with flagged concerns.
Real program matching
Personalized matches across charity care, foundations, manufacturer assistance, and government programs.
Your rights, explained
ACA 501(r), No Surprises Act, EMTALA, and state protections — in language you can actually use.
Application tracker
Save programs, track status, set reminders, and keep every deadline in one place.
Nkasi, your bill guide
Ask questions 24/7 about charges, codes, appeals, and next steps — grounded in our verified content.
Before · During · After
Wherever you are in the bill journey, we've got you.
From planning a procedure to paying the final bill — Nkasi walks the whole road with you.
Before care
Plan ahead with confidence
See realistic cost ranges, learn the rights you're entitled to, and know what to ask before you ever set foot in the hospital.
- Low / typical / high cost estimates
- Pre-visit rights checklist
- Questions to ask your provider
During care
Get matched while it matters
Personalized program matches, EMTALA reminders, and the language you need to ask hospital financial counselors for help.
- Real-time program matching
- EMTALA & in-hospital rights
- Talking points for billing staff
After the bill
Decode it, fight it, track it
Upload your bill for a plain-English breakdown, apply to charity care and payment plans, and keep every application on track.
- AI Bill Decoder with flagged concerns
- Charity care + payment-plan guidance
- Reminders so you never miss a deadline
How it works
Three steps to clarity
Calm, plain language. No jargon. No pressure.
Estimate your bill
See low, typical, and high cost ranges for your care and location.
Learn your rights
Understand the patient protections that apply where you live.
Find payment help
Match with assistance programs and track your applications in one place.
Built for patients, not insurers.
We don't take money from hospitals or insurance companies. Just the facts you need.
1 in 3
Americans skip care due to cost. We're working to change that.
501(r)
Nonprofit hospitals are legally required to offer charity care. Most patients never know.
$2,000+
The average patient leaves this much in assistance unclaimed every year.
Programs that help
Real assistance, vetted for you.
Meet Nkasi
Your medical bill guide, on call 24/7.
Ask Ada what a charge means, how to apply for charity care, or what your state protections look like. Educational info — not legal or medical advice.
Trust
Private by design.
You're sharing health and money information. We treat that the way we'd want ours treated.
No ads, ever
We don't sell your attention to insurers, hospitals, or pharma.
Encrypted storage
Bills and assessments are encrypted at rest and in transit.
HIPAA-aware
Built with HIPAA principles and minimum-necessary data collection.
From the founder
"No patient should navigate a medical bill alone."
Nkasi was built by Tochukwu Godswill Oyi after watching too many people in his community get crushed by bills they didn't understand — for care they had every right to receive at little or no cost. Nkasi is the tool he wished every patient had: free, private, and on your side.
Free for patients — forever. Sustained by employers, nonprofits, and health systems that share the mission.
Note: This tool gives you information, not legal or medical advice. Cost estimates are approximations. Eligibility for any program is decided only by that program.